There is a misconception that individuals in Ontario simply cannot be let go from their job when they are on a long-term disability leave/benefits. Rather, for one, generally, employers in Ontario can terminate any employee without cause for most business reasons, at any time, including when they are on long term disability. Second, employers can …
LTD
Who Gets Long Term Disability? Long term disability (sometimes known as “LTD”) is a type of insurance some employers offer their employees as a “group benefit”. Many employers who offer LTD to their staff pay all of their employee’s monthly premiums, while some employers require that their employees contribute to all or part of their …
Long Term Disability (“LTD”) insurance policies in Canada generally have a requirement that the employee must be “totally disabled” in order to receive LTD benefits. But what does “totally disabled” mean? The Definition Of “Totally Disabled” “Totally disabled” is a legal term, with a special meaning, that is generally a prerequisite for LTD insurance, which …